Opening or expanding a gym? We make it easy to finance your equipment—whether you're starting fresh or adding your next location. With flexible options through Shop Pay Installments and our third-party commercial finance partners, you can launch now and pay over time. 

Fitness Facility Financing Made Easy with CTX Home Gyms

Welcome to CTX Home Gyms, your trusted partner in creating a fitness community by providing accessible financing solutions for your dream gym packages and circuits. Whether you're opening a new gym, launching a fitness studio, or creating a state-of-the-art fitness facility, we understand the significant investment required. That's why we're committed to making it easier for you to bring your fitness vision to life.

Your dream fitness facility is just a click away

We believe that everyone should have access to quality fitness equipment, regardless of budget. With our customizable financing options, you can secure loans from $5,000 to $100,000 for your gym packages. We've partnered with trusted, preferred lenders to offer you the best possible financing options. This collaboration is managed in-house by our dedicated team, providing you with a streamlined and hassle-free experience.

At CTX Home Gyms, we're not just about financing – we're about building dreams. Our unique offering includes custom-built gym packages, tailored to fit your space and budget needs. No matter the size of your project, our team of experts is here to guide you through every step of the journey, from planning to execution.

In addition, we're proud to present our Featured Collection, showcasing our larger gym packages. These meticulously crafted packages are designed for those seeking a comprehensive fitness solution. They embody our commitment to quality, innovation, and value, providing you with everything you need to build a successful fitness facility.

Investing in your fitness facility is an investment in the health and wellbeing of your community. It's about creating a space where people can come together to achieve their fitness goals, fostering a sense of camaraderie and mutual support. At CTX Home Gyms, we're passionate about supporting this vision.

Our commitment to the fitness community extends beyond providing top-notch gym equipment and financing solutions. We also strive to educate our customers about the many benefits of investing in fitness, offering resources and insights to help you make informed decisions.

So, whether you're a seasoned fitness professional looking to expand your operations, or an ambitious entrepreneur ready to embark on your fitness journey, CTX Home Gyms is here to help you navigate the financial aspects of this exciting venture. Start exploring our financing options today, and take the first step towards realizing your dream fitness facility.

Two Flexible Financing Options 

  • Option 1: Shop Pay Installments (Up to $30,000)

    Finance equipment directly through our site—no paperwork, no waiting. 

    Just choose “Shop Pay” at checkout and select “Pay in Installments” to see your options. Approval decisions are instant and do not affect your credit score to check eligibility. 

    Note: Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

  • Option 2: Commercial Financing (Over $30,000+) 

    For full facility builds or multi-location owners, we partner with a third-party commercial lender that specializes in fitness centers. 

    Whether you're building your flagship gym or scaling your brand, we’ll guide you through the application process for competitive terms and fast approval. You can apply at ctxhomegyms.com/commercialfinancing 

Financing Made Simple 

1. Pick Your Equipment Browse or connect with our team to build your package. 

2. Choose Your Financing Path 

  • Under $30K? Use Shop Pay Installments at checkout. 
  • Over $30K? Apply here through our preferred commercial financing partner. 

3. Apply & Get Approved Shop Pay provides instant results. Commercial applications are typically processed within 24 hours. 

4. Launch & Grow Once approved, we’ll schedule delivery and installation—so you can focus on building your member base. 

Financing FAQ 

At checkout, just choose “Shop Pay” as your payment method and then select “Pay in Installments.” You’ll instantly see what you're eligible for—no hard credit check to view your options. Approval and terms vary by customer. Payment options through Shop Pay Installments are subject to eligibility and are provided by affirm.com/lenders. State notices to consumers: affirm.com/licenses.

If your buildout exceeds $30K, you can apply for financing with our trusted commercial finance partner here. They specialize in fitness startups and expansion projects and offer structured lending options with flexible terms.

Shop Pay Installments: Instant decision at checkout. Commercial Financing: Most applicants are approved within 1–3 business days after submitting documentation.

Shop Pay eligibility varies based on your credit profile and purchase amount. For commercial financing, lenders typically assess credit score, business history (if any), and capital contribution—but startups are welcome to apply.

Yes. Many clients use Shop Pay for an initial phase of their build and then graduate to commercial financing for expansions. Our team can help structure a solution that fits your growth plan.